Your financial blueprint entails; the ever growing problem of Good Debt vs Bad Debt, how we are taught to believe and act around money, and why some people achieve success quickly, while others struggle to achieve success at all.
Each of us has a financial blueprint, and each one of those blueprints are different. The blueprint in your mind has a number of ‘files’ stored in your sub-conscious which were developed through your life to enable you to make decisions in regards to finances to either avoid pain or gain pleasure in some way or another. It’s like a house plan waiting for the builder to commence work. When he does, he follows a strict guideline set out by your financial blueprint, and the end result will depict exactly what is on those set of blueprints. Your blueprint is an exact measure for your financial situation.
How your Financial Blueprint was made
As you grow up you are taught a number of lessons around the value of money, and what your should do with it. Simple sayings like “save your money for a rainy day”, “money doesn’t grow on trees” or “money is the root of all evil” are taken very literally by young children and often remembered throughout their entire lives.
Many of you may recall being in primary school and having a Banker come to your school, talk to you about money, and insist you put your money into their bank. Some of you may recall getting a letter from the bank saying you are eligible to receive a credit card. Others decided that you wanted to have ‘that new thing’ (such as a new car), which you couldn’t really afford but you wanted it now.
Just in case you didn’t already know, the Banks and the Media (for that matter) are no less a business than your local supermarket. They need to sell you their product. Do you think that they would promote their product as a safe, smart investment decision, and an easy way to get what you want now? Of course they would! They need you to believe that the best way to live your lifestyle is by ‘their rules’ otherwise they would no longer be in business.
The point is that we are conditioned into the way we think about money without even realising where we adopted these beliefs in the first place. It is not solely the banks and media alone which cause the financial problems of your country and around the world. For many people, you have adopted your money habits from friends or family, and have found yourself in a situation; no better than the people around you.
If you take your 5 closest friends or your peer group, add up their incomes, then divide them by 5. Your income will most likely be somewhere around the average. Who you spend most of your time with is extremely important. It is no wonder that this is true, humans learn via copying and modeling. Your performance is a direct reflection of your friends expectations of you. Your beliefs regarding money, (your financial blueprint) are most likely similar to the people you spend the most time with.
Have you ever noticed that your clothes, car and many other things are similar if not the same as the people you spend time with? The way you learn, is from copying, and if you only have poor people to copy from, then you will only learn poor habits. Once we develop a habit it has already been conditioned in us enough for us to automatically repeat it.
How Important is my Financial Blueprint?
The reason you have a financial blueprint is so you can make decisions quickly for your personal situations around money. If your blueprint doesn’t display an image that supports you around wealth, you will find yourself getting the same results no matter what strategy you use.
Your success comprises of 20% Strategy and 80% Mindset. You may have the most advanced strategy that can make you a million dollars an hour, but if you don’t have the right mindset behind that, you won’t achieve success, and you’ll find yourself either not making the amount of money you want, or that once you have the money you will lose it.
Most people that win the lottery are worse off within 3 to 7 years of winning, than they were before they won. Why is this the case? Because their mindset (their financial blueprint) doesn’t know how to handle so much money. Their financial blueprint has ‘files’ or references and experiences learned from poor people, that are not set for financial success. Their beliefs sub-consciously destroy their success because their blueprint is set to remain in a poor state.
If you manage to increase your wealth in some way and your blueprint is not set at the right level, (commonly called your internal thermostat) then you will find yourself back in the same situation you were before. You will find your bank account depleting and like the lottery winners, you will end up at the same level, or worse off than when you first began.
How can I Change my Financial Blueprint?
To change your financial blueprint, you first need to be aware of what it is. The best way to find an answer to something is to simply ask. Ask yourself a series of questions, some may be something like:
“What is money to me?”
“What is success?”
“What are my goals?”
“What do I believe will happen to me if I become a millionaire/billionaire?”
And actually ask yourself these questions, don’t just glance over them. If you have no idea where you currently are, you have no chance of getting to where you want to be.
Once you have recognized your current financial blueprint, get a clear understanding of your motives behind why you want to become wealthy. Build a number of references by learning as much information as you can about wealth, and wealth creation. Read books, do courses and go to seminars which teach you the right mindset and the strategies in which you can achieve your goals.
This will act as a foundation for your new mindset, and you will soon have a thorough understanding of creating wealth in every aspect of your life. You will be able to identify new opportunities and act with confidence and conviction that you know how to achieve your goals without straining effort. That doesn’t mean that it’s not going to be challenging at times, however instead of pushing yourself to do things, it will be like you are being automatically pulled to do the things to get you where you want to be.
Trying to force yourself to do something with will power alone will only work for a certain amount of time. Soon enough, you will decide that it’s too much effort and you’ll just want to sit back and relax. If you are using your will power to do things, it means that you don’t have the right blueprint for the job. Your mindset is holding you back from achieving your goals and until you change that, you will always find things to be a struggle and you will never get to where you truly want to go.
Changing your financial blueprint allows you to break free of any old habits or the ‘thermostat’ regulating you. You will make decisions much quicker, more precise and you will be able to take hold of opportunities that come along without reservation or fear. You will be taking control of life instead of having life control you.
